DriverPlan Corporate

Corporate policies

DriverGuard Silver

This cover is appropriate for staff that travel only as part of their job, but need to ensure that they can get to their office location and visit clients who are based locally.

DriverGuard Gold

Ideal for drivers who are on the road more frequently or who may live some distance from their office with an annual mileage of up to 20,000 miles.

The monthly benefit of up to £1000 per month should meet the extra costs required. This policy is ideal for most management levels.

DriverGuard Platinum

Suitable cover for higher mileage sales representatives, engineers or business executives who travel in excess of 20,000 miles each year and where hire of a driver is likely to be the preferred option. Up to £1300 per month can be claimed to pay their fees and transport expenses.

DriverGuard V.I.P.

This provides the maximum cover available for key executives and personnel who drive more than 20,000 miles per annum and need to ensure that they are fully mobile at all times. The benefit provided ensures that a full-time driver can be covered for the ultimate in efficiency and convenience.

FlashGuard and FlashGuard+

Entry level policies, with the lower entry age of 19, which cover just disqualification as a result of speeding or totting up offences.

DriverGuard policies - maximum benefits

Benefits	Silver	Gold	Platinum	V.I.P.
Disqualification or totting up pcm	£800	£1000	£1300	£2000
Personal injury pcm	£800	£1000	£1300	£2000
Loss of use car hire per day	£30*	£45*	£50*	£75*
Emergency single payment up to	£800	£1000	£1300	£2000

*For car hire per day, for 27 days after the first 3 days.

pcm = calendar month.

DriverGuard policy conditions

Drivers applying for DriverGuard cover must be 21 years of age or older and have held a driving licence valid in the UK for a minimum of two years with no more than 9 penalty points current or pending or whatever number of penalty points have been accepted by the insurer and no previous disqualification or medical history that would affect driving.

Please note that for 9 points on the insured's licence at the time of application, the maximum benefit in any 12 months will be £3000, until the insured's points have reduced to 8 or less and they have advised us in writing and provided us with a copy of their driving licence. For further information about this please contact us on 0870 8030237.

FlashGuard policies - maximum benefits

FlashGuard covers just for disqualification as a result of speeding or totting up offences. It keeps your staff 'on the road' by providing them with up to a maximum annual benefit of £6000 to use on alternative transport. Whether they need a taxi, train, bus or plane, we can keep them in front of your clients and customers.

FlashGuard+ doubles the cover to a maximum of £12,000pa.

Appropriate for your staff who do more travelling.

FlashGuard policy conditions

Drivers applying for FlashGuard cover must be 19 years of age or older and have held a driving licence valid in the UK for a minimum of two years with no more than 9 penalty points current or pending or whatever number of penalty points have been accepted by the insurer.

Please note that for 9 points on the insured's licence at the time of application, the maximum benefit in any 12 months will be £3000, until the insured's points have reduced to 8 or less and they have advised us in writing and provided us with a copy of their driving licence. For further information about this please contact us on 0870 8030237.

Full policy wording

Annual discounted premiums (minimum contract period is 12 months)

Persons	FlashGuard	FlashGuard+	Silver	Gold	Platinum	V.I.P.
1-5 persons	£55.13	£78.75	£122.38	£191.84	£238.14	£325.00
6-20 persons	£49.62	£70.88	£110.14	£172.66	£214.33	£292.50
21-50	£44.10	£63.00	£97.90	£153.47	£191.51	£260.00
50+	£38.59	£55.13	£85.67	£134.29	£166.70	£227.50

Premiums include Insurance Premium Tax (IPT).